Western MI: What do Banks & Bonding Companies look for in Financial Statements

When:  Nov 15, 2018 from 11:30 AM to 1:30 PM (ET)

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Please join us for a discussion on what Banks & Bonding Companies look for in Financial Statements.

Mark Mulville
Mark Mulville

Mark Mulville is the Michigan Contract Bond Manager for Hartford Insurance and just celebrated his 25 year anniversary with the company.  He shares surety underwriting responsibility for the Ohio, Indiana and Kentucky geographic areas. Mark began his bond career in 1986 with USF&G Insurance, after graduating from Northwood University with a B.A. in Management, with minors in Accounting and Economics. He also holds the Chartered Property Casualty Underwriter (CPCU) designation, along with the Associate in Fidelity & Surety Bonding (AFSB) and Associate in Management (AIM) designations from the American Institute of CPCU’s. He is the former President of The Surety Association of Western Michigan.

Andrew Miedema
Andrew Miedema

Andrew Miedema is a Senior Vice President and Commercial Lender for Mercantile Bank and has 15 years with the company.  He manages a portfolio of small and mid-sized commercial business around West Michigan specializing in general and sub-contractors, investment real estate, and real estate development having financed over $250 million in real estate projects.  Andy grew up in a family owned business and most of his clients are family-owned businesses or businesses owned by the founding entrepreneur.  He began his financing career in 2003, after graduating from Calvin with a B.A. in Economics and Business.  In addition to commercial banking, Andy serves on the Board at Inner City Christian Federation, a non-profit working to provide high-quality, affordable housing in Kent County.


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435 Ionia Ave SW
Grand Rapids, MI 49503